Good morning everyone,,,I want to know if it's possible for Fcmb to withdraw from other banks if I default although I want to visit them to set up another date for my repayment since it wouldn't be possible.
I was holding money for someone and I wanted to use it to pay up and request for another one and then send the person the money.
But the person collected the money before the said date due to an emergency at home.
I want to visit their bank next week and want to know if anyone can give me an information before going.
I don't want to owe them but it's due to circumstances that I can't control.
I have settled opay and palmpay and I don't think I want anything to do with them again they have increased my loan limit but taking their loan to pay this one would kill me honestly.
I have promised myself not to borrow from them again.
The mistake I made the last time i came to ask for help was that I didn't give the person the main calculations I was oweing. He thought it was only opay and palmpay but then my bank money was there too and some money I borrowed out of the money I was holding for someone it was almost like 120k if I could remember if I add everything together.
I felt just bringing out everything was just too much I had solicited for help and assistance from people I have done jobs for online... but somehow I just got the silent treatment afterwards... These are people who send me money to pay and buy apps subscription for them from vendors and send them the emails because their country doesn't support such things. I will make the transactions and forward everything to them, while doing this I wasn't taking money from them I teach videos and also guidance free too,because somehow I was also learning from it and that's how I heard of YouTube monitization in Ai videos for the first time.
Their responses were cold. My main boss will read and ignore,the other lady I couldn't see her profile again but she reopened it later just to read the message then grok started their credit limitations,her account had an issue but she just decided to leave it because she didn't want me to help her out anymore. I felt it was because of what I told them regarding my loans.
Then when I wanted help from here because my main bank was clashing with palmpay I dropped the screenshot of palmpay and opay and not everything in full details. Because I felt I could be rejected once again,and I felt I could sort my bank then and the others if given time maybe till November. I was reached out to them and supported with 50k,I used it to sort out palmpay my bank and one out of the neighbors I was oweing then.
But my plan B collapsed right in front of my face when I didn't get my salary for a month and two weeks. It was during this period I settled opay little by little. 1k,1300....till I cleared it. Even the lesson I did they scattered the money paying me 10k then they sent me 10k and 10k again in different weeks through different people.
Then it dawned on me that I wasn't coming out anytime soon,I couldn't even continue making my videos to post it's been months I posted. During the holidays I kept telling people I needed jobs, some discouraged me saying most of them are cleaning jobs and I can't do it because of the stress I told them I'm the one wearing the shoe,still better than what I'm going through and I managed to clinch to one in particular because it's not everyday. I reached out for online jobs like video editing,and assisting in generating videos.
I see people generating videos for brands but I haven't been lucky with any. Everyday different story
As for the new job I'm fighting for it, I'm to replace someone who I know,she might want to give it to her tribe but I have served well and I remind her daily of it. Even if don't get it I have to get something this month not just this teaching job. Jobs are scarce in my area hence the island but the transportation is the everything and you're left with nothing. All the money meant for my savings has gone into repayments.
After everything I just sat myself down to think and think. I couldn't drop a screenshot my bank because it doesn't allow screenshots so I had to print my statement of accounts as proof.
